The Secret: Is it really a secret?

The Secret. Apparently it’s a runaway literary success. Also comes with a handy dandy dvd and cd as well. Maybe you’ve heard of it. Maybe you haven’t. This much I do know – Everyone is looking for success. Success in business, at work, in life, in relationships, athletics and school. Success. It drives everyone everyday.

As I was thinking about The Secret and deliberating if I should read it a real estate agent who happens to be my friend sent me a MSN message asking if I’ve read the book or watched the ‘movie’. I answered “no”. He suggested that I not waste my time. Why? He said that it’s the same thing as Think and Grow Rich, Master Key to Riches, See You At The Top and other Success Themed books. And because I have read these books he said to same my money – I should already know ‘the secret’.

My question to you is – “Do you know the secret?”

In my opinion the secret is self-discipline. Having the discipline to know what I want. the discipline to set up a game plan. And the discipline to get to work and work the plan. An entrepreneur friend of mine who happens to be a trained and certified accountant told me the secret is still work. Plan your work and work your plan he says.

Then why, after so many success books, does another one need to be written and promoted? I think it’s because so many want to succeed but don’t have the discipline to carry the instructions or game plan. Same as weight loss programs. No matter what it’s called if I want to lose weight, I know I need to eat less and exercise more. But we all want the shortcut. We want the secret.

What does this have to do with you and real estate? Well, if you are in the business you want to succeed, right? Then go out and do something!! What’s your goal? What’s your game plan? Work your plan! Everyday. That’s the secret. The question you must answer now is, is this your dream, your raison d’etre? And are you willing to make it happen?

Until next time.

Karim Kanji

A New Beginning…

Hey there everyone!

Today marks a new beginning for our little BLOG in cyberspace. We have changed our name from CommissionAdvances.blogspot.com to CanadianRealEstateInformation.blogspot.com. This name change better reflects our BLOG’s purpose.

Secondly, I will bring to you more insights and commentary from the world of Real Estate. You will hear from mortgage brokers, Realtors, Builders, lawyers and everyone else associated with our real estate industry.

I will continue to provide you with timely information and news in real estate as usual.

So, that’s all for now. Remember to tell your friends about us and to post your comments here as often as you like.

Well, that’s all for now!

Have a great weekend!

Karim Kanji
Real Estate Information GURU!

Information on Rates for Commission Advances

“How Much Does It Cost For A Commission Advance?”

This is the most common question we receive. Guess what our answer is? “80 cents per $1000 per day!”

At that point we’re usually told that Company #2 has quoted them a less expensive rate.

Are they charging less? Or are they charging more?

RealCash charges a flat rate of 80 cents/day/$1000. No Administration Charges, No Hold Back Fees, No Hidden Costs. Why? Because it’s easy and simple!

Here’s an example:

RealCash Bancorp Inc.:
$3000 Purchase Amount – 60+10days
less 80 cents/day/$1000 $168.00
Net Advance $2832.00

Agent repays $3000 after 69 days and receives a $2.40 refund.

Total cost to Agent is $165.60.

Total Advance is $2832.00

Company #2:
$3000 Purchase Amount – 60 days
less 63 cents/day/$1000 $113.40
less admin fee $29.50
less HoldBack (2.5%) $75.00
Net Advance $2782.10

Agent repays $3000 after 69 days and receives a $33.75 refund.

Total cost to Agent is $184.15

Total Advance is $2782.10

HoldBack Fee – Everyone understands that an Agent, let alone a commission advance company, never receives their commission cheque on the day of closing. Obviously Company #2 knows this. Their rate for the days following the closing date jump from 63 cents/day to $1.25/day! That’s a 98% increase. RealCash simply creates a contract that runs 10 days past the closing date with no rate increase. Nothing is hidden.

RealCash’s contracts are straightforward and simple to understand. Our competitors may claim to charge less but as you can see from the above example, it simply is not so.

So, the next time you call Company #2, please don’t just listen to what they are saying because as in most cases, it is what they are not telling you that matters.

Most companies use the line, “Why wait till closing to receive your commission?” Obviously we agree with that philosophy but we add the caveat, “Why wait till closing to find out how much your commission advance really cost you?”

If you have any questions or comments, please feel free to call me at 416.444.7790 and 1.800.265.2694.

Regards,
Karim Kanji
RealCash

Friday March 9, 2007″

Housing Starts Moving South… Globe and Mail and CBC report on this CMHC Report.

However, Canadian Housing Sector continues to buck U.S. Trend. Read what The Globe and Mail and Toronto Star have to say about this.

CMHC now making it EASIER for Self-Employed Home Buyers to realize goal of Home Ownership.

Royal and BMO assist Housing Boom by lowering mortgage rates!

Cross Country Canada Report:

  1. Ontario and Ontario Part Deux
  2. Greater Montreal
  3. Toronto
  4. Saskatoon
  5. Calgary
  6. Canadian Snap-Shot

Social Networking Site and More Stuff!

If anyone has a Facebook account, please look us up at Canadian Real Estate and MORE!!!! This group exists to inform its members of real estate ‘stuff’. It will also be a great site for networking for people across Canada whose interests happen to be in real estate.

And now, on to the news…….

Hey! Remeber to visit www.RealCashCanada.com . You will find a News Link to Globe and Mail’s Real Estate News and more!

Western Housing Market ‘vulnerable’ because of unsustainable rapid growth.

Canadian Housing Market to remain high and strong.

The Condo VS House Debate rages on…not really, but this IS an interesting read!

The Case for Title Insurance.

The Debate between Renting VS Owning continues HERE. And this time the renters Win!!!

Housing Crisis in Alberta!

Tomorrow is Valentine’s Day! Today is the news….

SatsCan has determined that housing prices didn’t change at the end of 2006 signalling an end to the 6 year run…

Mortgage Fraud Victory!! Hooray!!!!

CMHC predicts a ‘soft’ landing for Canadian real estate…

Expect a 5 year run for the Toronto Condo market.

The price of being GREEN…

March Madness: Real Estate vs RRSP’s

I thought CMHC said soft landing?!? Now they are saying that NEW construction will DROP over the next 20 months. And in Ontario expect a decline in the resale market. At the same time CREA is predicting an active year for the resale market nationwide and Toronto has started with a BANG to prove them right while Ottawa started with a wimper to prove them wrong. Are you confused about what’s happening in the real estate market? Me too!

A look at Regent Park and Public Housing….

Buy a Home for $1,000.

February 8th 2007:

Jim Adair reports on how Boomers will IMPACT the Demand for housing in Canada. I have had the opportunity to speak with Jim on many an occassion and he is nothing but a bright and insightful person. Anyways, check out his article HERE.

2007 starts off with a BANG in Toronto. Read all about it HERE.

What is Web 2.0 and how does it affect you and your real estate world?

New House Prices level off in December 2006. Read the financial post article HERE.

U.S. luxury homebuilder profits faaaaaaallllllll………